Our Services

Medicare

Navigating Medicare can feel overwhelming, especially with the many plan options, enrollment periods, and coverage decisions involved. At Halbert Insurance, I provide personalized Medicare guidance to help you understand your choices and select coverage that fits your healthcare needs and budget. Whether you are turning 65, reviewing your current plan, or considering a change, I take the time to explain Medicare in plain language so you can make informed decisions with confidence.

I offer one-on-one assistance with Medicare Advantage plans, Medicare Supplement (Medigap) plans, and prescription drug coverage (Part D). My services include plan comparisons, enrollment support, and annual plan reviews to ensure your coverage continues to meet your needs as plans and costs change. I am committed to providing honest recommendations, ongoing support, and clear guidance before, during, and after enrollment — helping you feel confident every step of the way.

Marketplace

Choosing health insurance under the Affordable Care Act (ACA) can be confusing, especially when trying to understand plan options, premiums, deductibles, and premium tax credits. At Halbert Insurance, I provide personalized ACA health insurance guidance to help individuals and families under age 65 navigate the Marketplace with clarity and confidence. Whether you’re enrolling for the first time, losing employer coverage, or reviewing your current plan, I’m here to make the process clear and manageable.

I assist with ACA Marketplace plan comparisons, subsidy eligibility estimates, enrollment, and ongoing supportthroughout the year. My approach is focused on helping you understand how your income, healthcare needs, and budget affect your coverage options, so you can choose a plan that truly fits your situation. With one-on-one guidance and clear explanations in plain language, Halbert Insurance is committed to helping you feel informed and confident in your ACA health insurance decisions.

Private Health Insurance

Private health insurance can be a good option for individuals and families who do not qualify for ACA subsidies or who prefer coverage options outside the Marketplace. At Halbert Insurance, I provide personalized guidance for private health insurance plans, helping you understand available options and determine whether a private plan is the right fit for your needs and budget. My goal is to clearly explain the differences between private plans, ACA coverage, and other alternatives so you can make an informed decision with confidence.

I assist with evaluating private health insurance options, comparing benefits and costs, and understanding important details such as provider networks, deductibles, and coverage limitations. Private plans are not the right solution for everyone, and I believe in honest guidance over one-size-fits-all recommendations. With clear explanations and one-on-one support, Halbert Insurance helps you explore private health insurance options thoughtfully and confidently, ensuring you understand exactly what you are choosing.

Life Insurance

Life insurance plays an important role in protecting the people and plans that matter most to you. At Halbert Insurance, I provide personalized life insurance guidance to help individuals and families understand their options and choose coverage that fits their goals, budget, and stage of life. Whether you are looking to protect your family, cover final expenses, or plan for the future, I focus on clear explanations and thoughtful recommendations so you can make confident decisions.

I assist with comparing term life insurance, whole life insurance, and other permanent life insurance options, explaining how each type of coverage works and what may be appropriate for your needs. Life insurance should never feel confusing or overwhelming, and there is no one-size-fits-all solution. With one-on-one guidance and honest advice, Halbert Insurance helps you understand your choices and select life insurance coverage with confidence.

Annuities

Planning for retirement often means balancing income stability, long-term growth, and protection from market volatility. At Halbert Insurance, I provide personalized guidance on annuities and retirement planning strategies to help you understand how different options may support your financial goals. My focus is on education and clarity — helping you see how annuities, market-based investments, and other income strategies may fit together as part of a broader retirement plan.

I assist with reviewing and comparing fixed annuities, fixed indexed annuities, and retirement income options, as well as discussing how these solutions differ from traditional market investments. While market-based investments may offer growth potential, annuities can provide guarantees and income stability that help reduce risk in retirement. Together, we evaluate your goals, time horizon, and comfort with risk to determine whether annuities, market exposure, or a combination of strategies makes sense for your situation. Halbert Insurance is committed to helping you understand your options clearly so you can plan for retirement with confidence and peace of mind.